The fact is that there is malware including viruses for Linux. The fact is though that they are pretty rare, and the types involved are unlikely ever to become serious threats on the desktop.
It's not perfectly safe, but it's safe enough that safe enough that basic precautions for the desktop are currently good enough. Of course mobile systems are something different.
Scam emails will likely exploit your email client, your browser or your technical/it sec inability - neither of which is solved by windows alone. Education is the definite answer, not switching platforms.
Scam emails are unlikely to affect your platform in their current form for most users. They affect, instead, in most cases, your bank account.
Yes, education is the key, but certain classes of problems are largely solved by switching platforms.
In fact the PCI-DSS standard requires all desktops in the processing environment to be running antivirus software unless they are on a UNIX-like operating system.
The fact is that there is malware including viruses for Linux. The fact is though that they are pretty rare, and the types involved are unlikely ever to become serious threats on the desktop.
It's not perfectly safe, but it's safe enough that safe enough that basic precautions for the desktop are currently good enough. Of course mobile systems are something different.