You get fake discounts off egregiously inflated eye exam/eyewear prices
You can easily buy prescription glasses online for less than $20 a pair, and you can get an eye exam done for $50-$100
If you use your vision insurance to buy glasses in person, though, good luck getting them for less than $150. The price of the glasses magically inflates to whatever your insurance will cover.
If my vision insurance weren't bundled with my employment as a "free" benefit I'd definitely just use $80 out of my HSA to pay for an eye exam and then buy a sack of glasses online
You can easily buy prescription glasses online for less than $20 a pair, and you can get an eye exam done for $50-$100
If you use your vision insurance to buy glasses in person, though, good luck getting them for less than $150. The price of the glasses magically inflates to whatever your insurance will cover.
If my vision insurance weren't bundled with my employment as a "free" benefit I'd definitely just use $80 out of my HSA to pay for an eye exam and then buy a sack of glasses online