There are university programs where you can coast through a degree, and others where doing that will at best leave you at the back of the pack.
It can be fun to be in a program where everyone is pushing hard but it can also be very stressful and not healthy for everyone who tries it. It is possible to live the rest of your life like that, but the vast majority of people I know who have tried it, aren't happy. The exceptions are outliers in several ways.
There are university programs where you can coast through a degree, and others where doing that will at best leave you at the back of the pack.
It can be fun to be in a program where everyone is pushing hard but it can also be very stressful and not healthy for everyone who tries it. It is possible to live the rest of your life like that, but the vast majority of people I know who have tried it, aren't happy. The exceptions are outliers in several ways.