> A car manufacturer might not be willing to accept 100% liability
It won't be the car manufacturer, but their insurance underwriter who has the final say (unless the car manufacturer self-insures, which, let's face it, is a non-starter).
I'm not sure if you've ever dealt with business insurance, let alone underwriters.
Underwriters tend to be, by definition, fairly boring risk-averse types.
If you catch them on a good day, they might be willing to make a few relatively small adjustments to their standard wording in order to relax the scope a bit.
However this assumes you are lucky enough to be dealing with one underwriter. If you're having to pool at Lloyds, then the chances of you being able to get significant wording relaxation drops dramatically because everyone in the pool has to agree, not just one underwriter.
You'll never find an underwriter willing to cover 100% liability for anything under the sun. That's just not how it works. Especially with new and little-understood risks such as self-driving.
It won't be the car manufacturer, but their insurance underwriter who has the final say (unless the car manufacturer self-insures, which, let's face it, is a non-starter).
I'm not sure if you've ever dealt with business insurance, let alone underwriters.
Underwriters tend to be, by definition, fairly boring risk-averse types.
If you catch them on a good day, they might be willing to make a few relatively small adjustments to their standard wording in order to relax the scope a bit.
However this assumes you are lucky enough to be dealing with one underwriter. If you're having to pool at Lloyds, then the chances of you being able to get significant wording relaxation drops dramatically because everyone in the pool has to agree, not just one underwriter.
You'll never find an underwriter willing to cover 100% liability for anything under the sun. That's just not how it works. Especially with new and little-understood risks such as self-driving.