I agree completely. I run a service where thousands of files are uploaded a day, containing a persons location information (GPX/TCX logs from GPS devices). I have to use that data on a regular basis to further improve our ability to process these log files, which are generated by hundreds of separate pieces of software. The ability of my service to process these files requires my intervention semi-regularly. That wouldn't happen if, like some people are suggesting, I had to go to a safe deposit box to decrypt those files.