> so we can't be surprised to find the laws favor the merchants.
The contracts that merchants enter with credit card companies are very much not in the merchants' favor.
That may not always translate into being in the customer's favor (as opposed to the banks'), but merchants are certainly not the ones winning in this setup.
The contracts that merchants enter with credit card companies are very much not in the merchants' favor.
That may not always translate into being in the customer's favor (as opposed to the banks'), but merchants are certainly not the ones winning in this setup.