There is UPI wallet (preload your wallet) that require no internet. But this sti... | Hacker News

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someonenice 83 days ago | parent | context | favorite | on: Brazil's Pix payment system faces pressure from Vi...

There is UPI wallet (preload your wallet) that require no internet. But this still require a smartphone.

The SMS option is mainly to avoid requiring a smartphone. There is a huge population that do not have a smartphone.

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