I'll take you at your word that you have something that can literally work as online cash. So you understand that this is a hard problem, lots of people have tried, etc. etc. etc.
I can't decide yet whether to like bitcoin or hate it, but like it or not, there is now pressure on the banking industry to get their act together. It seems like karmic justice to me that after the 2008 bubble the banks are now facing renewed competition.
Big Bitcoin fan, I'm not going to edit my comment for the sake of being authentic but I wish I could. I just never considered that being an alternative to cash online was ever the point.
An alternative to cash online needs 3 things, IMO (besides being something anyone can use).
1. Has to be secure enough for the person accepting the money to know they're getting "good funds", or money that actually exists.
2. Has to be fee-less.
3. Has to be convenient enough for anyone to use fast.
We're doing that. I can demo what we're doing if you'd like, shoot me an email tommy@thecityswig.com, would LOVE your thoughts!
I can't decide yet whether to like bitcoin or hate it, but like it or not, there is now pressure on the banking industry to get their act together. It seems like karmic justice to me that after the 2008 bubble the banks are now facing renewed competition.