Was that easy to dispute? I wonder if you were placed on a red-flag list after that, like how UPS treats people who have packages that they show as delivered but that went missing.
My bank noticed before I did, but apparently never told Dell. I haven't had any issues since then. I just got a new credit card in the mail a few days later.
One thing I learned is that I should also contact the vendor next time. I am not sure who lost in my case, but after the information I heard today I think it is Dell.
Dell still thinks I am a good customer. I can't get them to stop sending promotional junk mail since the incident.
Maybe with that merchant. There's no reason for banks or other card issuers to keep a "red flag list" for payment disputes, as payment disputes don't cost them anything. They can even be a revenue generator, as not only do reversed funds come right back out of the seller's account, but also a chargeback fee that covers the cost of someone being on the phone with the card holder for a few minutes.
